On average, we travel abroad for a holiday at least once a year, and tend to book them around five to six months in advance. Obviously, quite a lot can happen in five months, including finding out you’re pregnant. While this is (generally) great news to hear, it does pose a problem when it comes to your holiday. You don’t want to cancel your hard-earned break, but travelling while pregnant can raise a number of potential issues when looking for travel insurance. So, Cuuver.com have decided to lend some travel insurance tips to mums-to-be looking to ease the stress of getting travel insurance while pregnant.
Read the small print
Pregnancy and childbirth are often not considered to be an illness/injury by many insurers, so getting travel insurance should be no more difficult and no more expensive. In fact, travel insurance specifically designed for pregnant women is widely available.
However, it is really important that you read the small print of all the policies you look at, as there can be significant variations between what they cover. Where a certain few policies may have special allowances, most have major restrictions. They might only cover complications in the pregnancy, which means if you do give birth normally while travelling, the costs you incur won’t be covered, and the same goes for routine treatments. For this reason, you should probably try and make sure you don’t travel too late into your pregnancy. Many insurers have restrictions on the stages of your pregnancy which they will cover you during anyway to prevent this from becoming a problem. For example, many insurers won’t insure you if you are more than 32 weeks pregnant.
Flying while pregnant
Although there is some confusion around the subject, the risk of flying when pregnant is actually really small, and there are few complications to your insurance caused by flying while pregnant. It isn’t harmful to either you or your child, and it is completely unaffected by whether the flight is long-haul or short-haul. The main thing to be wary of when flying while pregnant is that you do have an increased risk of developing blood clots in your legs from being stationary, but this risk is easily reduced. Drink plenty of water and try to move around for 15 minutes every hour, and you’ll be fine.
This means that you can still fly mostly when you want if you’re pregnant. However, some airlines may not allow you to fly if you are towards the end of your pregnancy. This is because after you’ve been pregnant for 36 weeks, there is a possibility you could go into labour. This might seem frustrating, but it is a pretty important restriction, a literally air-born baby is a pretty traumatic experience in every context, so it’s best that rules are in place to stop it happening.
You should also check with your midwife if there are any unusual complications or health issues that might cause an issue with flying, and after 28 weeks, some airlines may want proof of the due date from a doctor, just to make sure you aren’t flying too late into your pregnancy.
This should not be construed as advice and is guidance only.