Being the victim of a burglary can be one of the most stressful and upsetting experiences a person can have. In some cases, it can even lead to post-traumatic stress disorder and other anxiety issues.
While you can take every precaution to safeguard your home from intruders, there is never a guarantee you won’t be burgled.
Here are the steps you should take if the worst should happen to you and your home is broken into.
Call the police
If you walk down in the morning or come back from a trip and find that your home has been robbed, the first thing you should do is call the police. This is even more important if you wake up and think the burglar is still in the house; take your mobile phone to bed in case you need to make a call to the police without letting the intruder know you are aware they have broken in.
Don’t try to take matters into your own hands as you don’t know how many intruders there are, or whether they are prepared to use violence to get what they want. This is an emergency, so call 999 and report it immediately.
If the burglars have left, call your local police station as this is not an emergency.
Assess what has been taken
If the intruders have managed to take some of your possessions, make a list of everything that was stolen and give this list to the police. Be as descriptive and informative as possible; this will make it easier for the police to identify the items as yours.
As well as a copy for the police, make sure you also hand over a copy of this list to your insurance provider so they can compare it against the items you have listed on your contents insurance policy.
Also, if your property has been ransacked or damaged, be sure to take photographic evidence of this to show your insurance providers.
Contact your insurance company
Burglaries are one of the prime reasons you need to invest in contents insurance. If you have made this wise investment, you should file a claim within 24 hours of reporting the break in to the police.
As well as contents insurance, if your car keys are stolen, you may need to contact your car insurance provider as there is always the possibility the intruder will come back at a later date and steal your car.
Your insurer will likely inspect your home to check the damage that was caused. Because of this, you should not touch or move anything unless told to by the police.
Speak to someone
Aside from friends and family, be sure to notify the neighbours; they may have seen the perpetrators, they may have been burgled, or they may be able to offer you some help.
If your mobile phone is stolen, notify your mobile network so they can block the phone. Similarly, notify your bank if any of your cards were stolen so they can block the cards.
It’s also important you talk to someone if you’ve been left feeling frightened or insecure about your safety. Victim Support can be called on 0845 30 30 900 and is there to help the victims of break-ins.
When the police have given you the go ahead, you can begin to clean up the mess the intruders left behind and start to secure your home, once again.
Compare contents insurance policies at Cuuver.com today, to protect your valuables in case you are the victim of a burglary.
This should not be construed as advice and is for guidance only.