Compare professional indemnity insurance

Compare the UK’s leading professional indemnity insurance providers to help you find great deals.

No matter the size of business or industry you are in compare and you could save £££’s.

Happy customers that trust us

Find Cheap Professional Indemnity Insurance Quotes

Top business insurers
Compare some of the UK’s top professional indemnity insurance providers to help you find a great deal.

Quick quotes
You will get a range of quotes within minutes. Providing a simple solution to compare indemnity insurance.

The right cover for you
No matter the size or nature of business, you can compare prices and could save £££’s.

Quotes from the top professional indemnity insurance providers

Frequent Questions

A few things you’d like to clear up first? Maybe you’re not sure why it’s worth comparing your professional indemnity insurance, how long it will take or what cover you need?

Well, then you’re in luck. We’ve written the following answers to questions frequently thought but rarely asked, about finding great deals on your indemnity insurance. This should not be constructed as advice and is guidance only.

This should not be constructed as advice and is guidance only.

What is professional indemnity insurance?

Professional indemnity insurance is an important cover for businesses that give advice or provide a professional service to clients. It can pay for compensation claims and legal fees that may arise if a client suffers a financial or professional loss due to negligence in your work.

What does professional indemnity insurance cover?

Professional indemnity insurance can cover you in the event that a client loses money as a result of negligence in your advice, services or designs. It can cover legal fees and compensation payments, with the compensation often taking into account the financial loss that the client has suffered.

More specifically, professional indemnity insurance covers you for mistakes such as:

  • professional negligence or breach of duty of care (making a mistake in your work or providing bad advice)
  • unintentional copyright infringement (such as using copyright protected content without permission)
  • unintentional breach of confidentiality (such as sharing confidential or sensitive information without consent)
  • loss of documents or data
  • defamation or libel (a published false statement that is damaging to a person’s or company’s reputation)

Do I need professional indemnity insurance?

If your business gives advice, offers a professional service, or handles data or intellectual property belonging to a client or business, you may need professional indemnity insurance. This cover protects you against the cost of a claim for negligence or a mistake that leaves the client out of pocket.

Even if you’ve done nothing wrong, the cost of defending yourself against these claims can be very high. Professional indemnity cover can help protect you and your business against this risk.

How does professional indemnity insurance work?

A quick professional indemnity claim example
One of your employees has accidentally sent an email containing confidential client information to the wrong person. Your client is now suing you for breach of confidentiality.

What was covered?
The professional indemnity claim cost of £35,000, including legal costs.

What wasn’t covered?
The £250 excess (the excess is the part of the claim you pay, and the amount payable will vary depending on the particulars of your policy), plus any costs for damaged reputation or loss of future contracts.

What level of professional indemnity insurance do I need?

Your clients will often tell you the level of cover they need you to have in place. If they haven’t, it’s always worth asking them before you take on the work, so you’re both prepared, and any changes can be checked with your professional indemnity insurance provider. Other smart details to check are the exclusions on your policy, and whether it includes legal expenses cover. As with most things, it’s best to do this before you buy.

From accountants to architects, surveyors and consultants, our panel can provide insurance options for a range of professions.