“What do I do if I fall ill on holiday?”

Take out travel insurance

Although it seems silly that someone would travel abroad without insurance, it’s not unheard of. It doesn’t matter if you are the healthiest person you know, holiday sickness can creep up on anyone. If you are without insurance and fall ill while travelling abroad, you will only have yourself to blame when returning home with a hefty medical bill to pay.

Remember, travel insurance doesn’t have to cost a bomb, there are thousands of affordable deals available from different travel insurance comparison sites just like ours here at Cuuver. So, be sensible and plan ahead; compare travel insurance deals online to get the best cover, at an affordable rate.

Make sure your European Health Insurance Card (EHIC) is at the top of your ‘what to pack’ list

As well as purchasing travel insurance, ensure you’ve packed your European health card.

Depending on the country and the practice in Europe, this handy little card can serve as a free ticket to the doctors. Plus, your insurance policy will normally cover your prescription costs, so in terms of costs, being ill abroad will not feel much different to being at home.

Always have your travel policy documents to hand

Make sure you take some record of your travel insurance with you. Whether you print your documents out, email them to yourself or write the key details (insurer name, your policy number, emergency phone numbers) on a piece of paper or note on your phone, it is essential you have them with you.

Nowadays, some insurers offer to not only email your policy over to you, but text you the main details of your policy, too. This is a great benefit to look out for when you are searching for travel insurance on price comparison sites; it means you have your insurance to hand at all times and at the click of a button.

Contact your policy holder if your illness isn’t classed as an emergency

You bought your insurance for a reason, so make use of it. Simply call the relevant number issued in your policy document to find out the details of how to handle your medical condition and where to seek help. However, if you are faced with an emergency medical illness, be sure to seek medical help straight away.

Expect the unexpected: Jot down your personal details

Illness is one of those frustrating things that is completely out of our control; you should always prepare for the worst case scenario. Keep a note of your personal details, allergies, current medical conditions and not forgetting any prescribed medication you are currently taking. This means that if you do find yourself in a position where you cannot give this information to a doctor, they have your notes available to treat you as best as they can.

Make sure you do this well before your scheduled flight date; whether you keep this medical information in your purse, wallet, pocket or even type it into the notes on your phone, it will save you a lot of hassle if you find yourself having a medical mishap abroad.

Research into local pharmacies

Make use of pharmacies available in your chosen country of travel; they can direct you to the nearest doctors and this means you can discuss any ailments with them before seeking further help.

Pharmacists are experienced in dispensing medical treatment, so use their trustworthy experience to guide you through the next stages of treating your illness. If you’re in a country where you do not speak the language, type it into Google translate or a use your voice driven virtual assistant, such as Siri or Courtana, to communicate what it is you need help with/information on.

This should not be constructed as advice and is guidance only.