In life, no two days are the same; as much as we try to plan our lives to a strict schedule, unfortunately there are some things we just cannot control or predict.

It’s no secret that accidents happen, even at what you may think are the most unlikely of times. You can be the most sensible person in the world and still wind up in an accident that just could not be prevented.

It may seem cliché, but the only way you can really ‘plan’ for the unexpected, is by investing in good life insurance. So, we’ve added a few real-life scenarios into this post, to make you think twice about the dangers of not investing in life insurance cover.

  1. A car crash

One day you’re driving along an unlit country road, when out of nowhere, a deer appears, causing you to crash. In this situation, there is no one to blame and there’s no way you could have predicted it.

An accident as serious as this could injure you, or even worse, kill you; your family would suffer not only from grief, but from the financial chaos left behind simply because you failed to invest in a life insurance plan.

  1. Falling off a ladder doing the DIY

Occasionally, you may decide to spruce up your house with some DIY, whether this is hanging up a mirror on the wall, fixing a new light bulb or painting the ceiling. Any of these minor tasks could seriously harm you, without you even expecting it. It shouldn’t take you falling from a ladder or a can of paint falling off a ledge and knocking you down, to realise you need life insurance.

However, if this happens and you’re not insured, take this as a sign, because if anything dangerous were to happen, your life insurance would protect you financially.

  1. Slipping on ice at Christmas

Black ice is the devil in disguise; just because you can’t see it, doesn’t mean you’ve avoided it. The frosty weather during the winter months can catch anyone off guard, causing unexpected falls and injuries to occur.

It’s all well and good escaping the worst-case scenario, but don’t tempt fate – treat falls like these as a warning that you need to take out life insurance. After all, you may have been lucky this time, but you can’t guarantee that this wouldn’t lead to a serious accident or injury if it happened again.

  1. A candle setting alight

Every day, 25 house fires caused by candles are reported, with 32% of fires resulting in death. It may seem dramatic, but even the smallest candle, if left unattended, can cause a house fire that could endanger your whole family.

As well as investing in home insurance, this situation can be improved with a good life insurance plan. So, don’t wait until it’s too late to purchase life insurance; plan well ahead and invest in the right policy today, because you’re never going to regret buying life insurance, but you will always think “why didn’t I take out life insurance?” if you put it to the back of your mind and something bad happened to you and your family.

  1. Getting an electric shock from your straighteners/razor plug

It may have been minor, but once in your lifetime you may have had a mini electric shock as a result of a faulty plug or electrical device. At the time, it can seem like nothing, but an incident like this should make you realise how important life insurance cover is. Think of it this way, what if you had been severely hurt or injured from that shock? What would happen to your family financially without a life insurance policy?

We want to help you find affordable life insurance that is best-suited to your circumstances. So,  get insured today and compare life insurance quotes online with Cuuver. 

This should not be constructed as advice and is guidance only.